Pet Plans - Part II

1. Type of Plan: Accident and Illness..  
2. Annual Limits: No annual limit. 
3. Reimbursements: 50%-90% of covered vet bills; options vary based on pet age & breed.  
4. Deductibles: Annual deductible of $100 to $1,000.  
5. Eligibility: Clinical exam is required prior to enrollment. (Does not enroll pets older than 14 years old. No new enrollment for pets older than four in New York state). 

Coverages: 

• Hereditary & Congenital Conditions covered (Dogs 6 years or older are not eligible for hip dysplasia coverage).  
• Chronic conditions covered.  Dental issues not covered. 
• Diseases preventable by vaccines or preventive medication are not covered. 
• Sick visit exam fees not covered.  
• Diagnostics, including Radiology & Lab Tests covered.  
• Surgery, Emergency Services & Hospitalization covered.  
• Specialized Care covered.  

1. Type of Plan: Accident and Illness. Accident only. 
2. Annual Limits: $5,000 to unlimited. 
3. Reimbursements: 70%, 80% or 90% of covered vet bills. 
4. Deductibles: $100, $250, $500. 
5. Eligibility: All Pets Ages 8 Wks. & Up Are Eligible to Enroll. 

Coverages: 

• Hereditary & Congenital Conditions covered. 
• Chronic Conditions covered. 
• Preventable diseases covered if the illness occurs following vet’s vaccine recommendations. 
• Dental Issues covered. 
• Sick Visit Exam Fees covered. 
• Diagnostics, including Radiology & Lab Tests covered.  
• Surgery, Emergency Services & Hospitalization covered.  
• Specialized Care covered. 

1. Type of Plan: Accident and Illness.
2. Annual Limits: $2,000, $5,000 or $10,000. 
3. Reimbursements: 65%, 70%, 80%, 90%, or 100% of covered vet bills. 
4. Deductibles: Annual Deductible with various pricing options. 
5. Eligibility: All Pets Ages 8 Wks. & Up Are Eligible to Enroll. 

Coverages: 

• Hereditary & Congenital Conditions covered. 
• Chronic Conditions covered. 
• Preventable diseases covered if the illness occurs following vet’s vaccine recommendations.
• Parasite Infections not covered. 
• Dental Issues covered. 
• Sick Visit Exam Fees covered. 
• Diagnostics, including Radiology & Lab Tests covered.  
• Surgery, Emergency Services & Hospitalization covered.  
• Specialized Care covered. 

1. Type of Plan: Accident and Illness.
2. Annual Limits: $5,000, $10,000 or $40,000. 
3. Reimbursements: 70%, 80%, or 90% of covered vet bills. 
4. Deductibles: Annual Deductible with various pricing options. 
5. Eligibility: All Pets Ages 8 Wks. & Up Are Eligible to Enroll.. However, there are health restrictions. 

Coverages: 

• Hereditary & Congenital Conditions covered. 
• Chronic Conditions covered. 
• Preventable diseases covered only if the illness occurs following vet’s vaccine recommendations and medication advice.
•  Dental Issues covered. (Dental exam and cleaning (if vet recommended) required for pets 3 years & up 13 months prior to a periodontal disease claim). 
• Sick Visit Exam Fees covered (optional for an additional monthly fee). 
• Diagnostics, including Radiology & Lab Tests covered.  
• Surgery, Emergency Services & Hospitalization covered.  
• Specialized Care covered.